Review of no credit check contract mobiles

If you have had your credit history hit with a few late payments, a default notice or even a CCJ, you can often find yourself in a position where you are spending hundreds of pounds a month on mobile top up vouchers. Mobile phone contract companies can offer excellent deals with inclusive minutes that would suit your needs much better for a fraction of the price of the top up vouchers.

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For around £45 a month you can get 1200 free cross network minutes and an up to date free handset ever 18 months, which represents excellent value for a heavy user compared with top up vouchers.

Also, many handsets you just cannot get on a pre paid deal, where if you want that phone you have to get one on eBay with no warranty.  The blackberry storm and the Nokia N96 are unlikely to be available on pay as you go.

Fortunately some Vodafone and o2 providers can take the security of a uk bank direct  debit, without worrying about asking you too many questions about your address history and the conduct of your previous credit agreements. For some people a mobile phone is a key tool of communication that they need or they cannot do their work. Paying their mobile phone bill by its very nature would be very important to them. Couple that with the reality that having a contract phone is much cheaper than a pay as you go or pay and go phone, the likelihood of the network losing their money is far reduced.

A surprising number of people have some form of bad credit and for all mobile phone providers to ignore these people would not be in their interests. Its well known that 3 (or the 3g network) have a far less strict credit check than t mobile for example as they want the business.

If you are looking to save money on your bills, no credit check mobile phone contracts are likely to be a very good option for you, but always make sure you have the money to pay the direct debit or your bank will charge you and your phone will be cut quite quickly, and you will lose your phone number back to the pool of numbers available to the networks.

Abbey will give you a bank account without a credit check even if you just have a passport so once you have a bank account you can get a contract mobile phone. Just get your bank accounts account number and sort code, and the address of your branch and you are ready to apply, either in a shop, through a dealer, or online. Some dealers or online dealers require the use of a debit card to verify your address, so the phone can be delivered to your home address which is the billing address of your debit or credit card.