No credit check bank accounts review

In today’s marketplace for bank accounts they are more like products with special benefits with additions thrown in. Barclays have an account that includes protection for all your cards issued from Barclays or otherwise, and it includes car breakdown cover for you driving any car.

With such products usually comes a good sized pre arranged overdraft at a excellent rate, a proper visa debit or connect card that you can use anywhere that says visa and probably a whole pile of junk mail!

These accounts can have a fee of around £15 a month for all the benefits. If you have bad credit in the form of missed payments, ccj’s and defaults these type of bank accounts will not be available to you.

However, a completely non status bank account that is just an account with an account number and sort code that will accept direct debits is basically all you need. These accounts often have very high fees if you were to have a direct debit bounce or you were to go overdrawn by some other means.

With a non status bank account you only need a British passport and a UK address to have your statements sent to. Even with a non status bank account you get secure online banking, from any internet connected pc anywhere in the world.
The only problem is that you are not likely to get a visa or MasterCard, just a bank card you can use in an ATM to withdraw cash. Booking flights online and making online purchases you would need to get a no credit check credit card with enough credit limit.