If you have built a relationship with a payday loan lender where you have always paid them and kept your end of the credit agreement, but you have ended up with far too many pay day loans where you end up with little or no wage left to live on, here is the solution! Consolidation of payday loans can save you a lot of money each month. 

Imagine payday loans are 1637% APR. You are paying a fortune each month in interest. It would be worth considering asking one payday loan company if you could borrow all the money to pay off all your payday loans in one go, at say 300% APR, then you give them just a few hundred pounds a month out of your wages, instead of nearly all of your wages.

The problem with payday loans is that they become a habit for some people who get hooked on them just like people that abuse drugs. At some point you must stop yourself from hitting rock bottom and sort the issue out.

Payday loans are OK for a one off hand with a serious issue, but if they become a habit you will become a slave to them, and maybe end up not paying payday loans, and they will chase you and chase you until they find you and get you in trouble with your boss, and embarrass you in your workplace.  Consider a Provident loan as they are cheaper than most online payday loans.  If your credit score improves you could consider going to a more mainstream lender for a very cheap APR loan.  Sometimes your own bank can give you a good deal on a loan as they know your bank account and your behaviour.